Mold is a fungus that can grow if given the right conditions. It needs dampness in a humid environment on a substance such as wood, fiber, or drywall. All such conditions and materials are commonly found in residential and commercial buildings throughout Florida. Toxic mold contamination of residential and commercial structures in Florida has been alleged to have caused serious health problems. Although some mold may not be toxic or significant enough to warrant a claim of damage, large gray or black dusty patches of mold and related spores found behind walls, around air-conditioning vents and near windows or other areas of water intrusion or condensation may be stachybotrys or mycotoxins. While these types of mold growth may not affect everyone the same way, they have been alleged to cause headaches, respiratory problems, skin irritation, sore throats, and other more serious ailments. Property insurance companies have been quick to try and exclude coverage for mold-related damages as they renew their policies, but property owners may have recourse against other parties.

Thus, property owners with mold and dampness issues should carefully consider hiring a law firm with not only insurance claim-related experience, but with experience navigating through the contractors, architects and other construction and design professionals who may have designed or built the structure which permitted water intrusion resulting in toxic mold growth.

We have significant experience in this developing area of the law, and work with experts in this new field of consumer and insurance law in addressing mold related damages. We welcome any inquiries you may have in this area.